CRGB Home Loan

Whether it be living your dream or live in your dream house, CRGB is always with You. Our home loan is packed with several exclusive features and benefits for aspiring homeowners. Our housing loan can be used for a variety of purposes. For instance, you can buy a plot, purchase a flat, build your own home, interior and repair of flat/house and even takeover of housing loans from other FI

•Property Location – within Chhattisgarh State
• Minimum Age: 18 years
• Maximum Age: 70 years
• Loan Tenure: up to 30 years.
• Loan Amount: Upto 2.00 Crore
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• Fixed Interest Rate in all home loans
• Processing Fees – 0.50% of Sanction Amount, Min- 3100/-, Max -25000/-
• 50% Waiver in processing fees till 31.10.2022 as a festival offer.
• Interest Rate Switch Over Option also available
List of papers/ documents applicable to all applicants:
• Employer Identity Card
• Loan Application: Completed loan application form duly filled in affixed with 3 Passport size photographs
• Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
• Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/copy of Passport/ Driving License/ Aadhar Card
• Salary/Saving Account Statement of last 6 month
Property Papers:
• Title Deed/Agreement for Sale /Allotment Letter in original (Whichever is applicable)
• Diversion Certificate (Where applicable)
• B-1, Khasra
• Permission for construction (where applicable)
• Occupancy Certificate (in case of ready to move property)
• Maintenance Bill, Electricity Bill, Property Tax Receipt (where applicable)
• Approved Plan copy (Xerox Blueprint) & Development Agreement of the builder, Conveyance Deed (For New Property)
• NOC from departments (Where applicable)
• Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
• Colonizer license, RERA Registration etc. in case of Builders Property.
Account Statement:
• Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
• If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
Income Proof for Salaried Applicant/ Co-applicant:
• Salary Slip or Salary Certificate of last 6 months
• Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.
Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:
• Business address proof
• IT returns for last 3 years
• Balance Sheet & Profit & Loss A/c for last 3 years
• Business License Details(or equivalent)